FLOOD INSURANCE

Networth Insurance Services presents a robust Flood Insurance offering that goes beyond protecting properties—it safeguards peace of mind in the face of one of nature's most unpredictable forces. Imagine a comprehensive coverage that not only shields against rising waters but also ensures your financial well-being in the aftermath of a flood.

Building Coverage

Networth's Flood Insurance comprehensively covers the physical structure of your property, including the foundation, walls, flooring, electrical systems, plumbing, HVAC, and more. This protection extends to safeguard your home against the ravages of floodwaters, offering financial support for repairs and replacements.

Contents Coverage

It's not just the structure; it's the contents that make a house a home. Our Flood Insurance includes coverage for personal belongings, ensuring that your furniture, electronics, clothing, and other valuables are protected from flood damage.

Emergency Protective Measures

In the aftermath of a flood, swift action is crucial. Networth's Flood Insurance covers emergency protective measures, offering financial support for reasonable expenses incurred to prevent further damage to your property.

Loss of Use

When a flood renders your home uninhabitable, our coverage includes Loss of Use protection. This means financial support for temporary living expenses, including accommodation, meals, and other necessities, ensuring you can continue with your daily life while your property is being restored.

Basement Coverage

Basements are often vulnerable to flooding, and our coverage acknowledges this risk. Networth's Flood Insurance includes specific provisions for basement areas, offering protection for structural elements, appliances, and personal belongings located in this space.

Increased Cost of Compliance (ICC)

Building code requirements may change over time, especially in the aftermath of a flood. Our Flood Insurance includes ICC coverage, providing financial assistance to help bring your property into compliance with current building codes and regulations.

Optional Excess Flood Coverage

Recognizing that standard coverage limits may not always suffice, Networth offers optional excess flood coverage. This allows you to tailor your protection according to the unique needs and value of your property.

Community Rating System (CRS) Discounts

Networth Insurance Services actively participates in the National Flood Insurance Program's Community Rating System. This means that policyholders in communities with effective floodplain management receive discounted premiums as a recognition of their proactive measures to reduce flood risk.