Networth Insurance Services Privacy Policy

Thank you for exploring the Networth Insurance Services website.

We appreciate your presence, hold your privacy in high regard, and are committed to safeguarding your personal information. By using our website or app, you signify your agreement to this Privacy Policy and our Terms of Use.

This disclosure elucidates the methods through which we gather, employ, and safeguard your personal information. Non-public personal information refers to details that uniquely identify an individual and are not publicly disclosed. Such information may be acquired by our institution through consumerprovided details, customer transactions, or the delivery of a product/service.

WHAT INFORMATION DO WE COLLECT?

At Networth Insurance Services, we gather personal information about you to facilitate the provision of desired products and services. This information is utilized to furnish details about Networth Insurance Services and its agents, generate quotes, issue policies, assist with and process claims, or engage in communication regarding your account, policy, or service. The nature of the information we collect depends on the specific services and products you choose to inquire about or acquire from us. Networth Insurance Services is committed to collecting personal information in compliance with applicable laws and regulations or in response to your explicit request for a product or service from us.

Networth Insurance Services collects personal information from the details you furnish directly to us or our agents through applications and other forms of communication. This may include but is not limited to your name, address, telephone number, email address, birth date, VIN number, and social security number. Additionally, we gather information from your transactions with us, encompassing payment history, billing address, underwriting and claim documents, as well as telephone or voice recordings. We may also obtain information from non-affiliated companies, such as claims history, credit reports or consumer history, civil court records, and arrest records. Our review may extend to insurance claims information, other loss information reports, and, for certain policy types, medical or financial information may be obtained.

HOW DO WE SAFEGUARD YOUR INFORMATION?

Networth Insurance Services implements physical, electronic, and procedural safeguards with the aim of securing your personal information. Access to this information is limited exclusively to authorized representatives, employees, insurance agents, and administrators. Access permissions are restricted to individuals who require such information to fulfill their job responsibilities or provide products and services to you.

Nevertheless, it is important to acknowledge that no website, app, database, or system can be guaranteed to be entirely immune to hacking attempts. Additionally, you bear the responsibility of adopting reasonable measures to protect your personal information and account details.

INFORMATION WE MAY DISCLOSE AND TO WHOM WE MAY DISCLOSE

Networth Insurance Services does not engage in the sale of your information to any third party. We uphold a strict policy of non-disclosure regarding personal information pertaining to our customers or former customers, except where permitted by law. In the course of delivering products and services, providing customer support, managing claims, preventing fraud, reviewing claims history, or administering policies, Networth Insurance Services may disclose collected information about you. To facilitate these functions, we may share your personal information with entities such as insurance companies, insurance brokers, third-party vendors responsible for servicing your policy or claim, your agent, your mortgagee, and our affiliated companies. Additionally, information may be disclosed to credit bureaus or in response to official requests from law enforcement agencies or state insurance agencies. It is important to note that our business partners are legally obligated to safeguard your nonpublic personal information.

TO OUR WEBSITE USERS

At Networth Insurance Services, we refrain from utilizing tracking or collection technologies, such as cookies, to gather any of your personal information. The sole information collected when you access the website is the data you input directly into the site or app. This encompasses details provided when submitting a question or feedback, such as your name, email, phone number, or zip code if you wish to connect with a nearby agent.

It is crucial to avoid submitting confidential information in the comment box when providing comments or feedback. For questions or changes related to your specific account or policy information, kindly communicate directly with your agent rather than using the general questions or feedback submission page on the website.

For your convenience, we have included links to third-party websites, allowing you to obtain quotes or specific policy and claims information. Accessing a link to a third-party website implies that you are leaving the jurisdiction of Networth Insurance Services and its privacy policy. It is advisable to carefully review the privacy policies of third-party websites, as their terms may differ. Networth Insurance Services is not accountable for the privacy practices of third-party sites.

Our website is not intended for use by children. We neither market products nor services to individuals under the age of 13, nor do we knowingly collect information from them.

Refer to the Networth Insurance Services Terms of Use for additional notices and responsibilities associated with using our website.

WE VALUE YOUR CHOICE

At Networth Insurance Services, the possibility exists for us to share your personal information with our affiliated companies to present you with additional products and services. If you wish to restrict the sharing of your information among our affiliated companies, you have the option to submit an opt-out request to your agent or send a written request to:

Networth Insurance Services, Head Office

18911 Hardy Oak Blvd Suite #145

San Antonio, Texas 78258

Furthermore, we may inform you about new products, services, or features through email. If you choose not to receive marketing emails from Networth Insurance Services or its affiliates, you can send an optout request to your agent or utilize the "unsubscribe" link provided in the marketing email.

It's essential to note that even if you decide to opt out of marketing emails, you may still receive nonmarketing communications from Networth Insurance Services or one of its agents. These communications may pertain to specific policy/account/services, responses to inquiries, or updates to privacy policies.

YOUR PRIVILEGES REGARDING ACCESS AND MODIFICATION OF PERSONAL INFORMATION

As a client of Networth Insurance Services, you possess the entitlement to inquire about and modify your stored personal data to ensure its accuracy. Requests for corrections or removal of any personal information under our possession are also within your rights.

To access, correct, amend, or delete your personal information, please submit a written request to:

Networth Insurance Services, Head Office

18911 Hardy Oak Blvd Suite #145

San Antonio, Texas 78258

Your request should encompass your name, address, telephone number, the specific personal information in question, identification of the document or record containing the contested personal information, and the desired correction, amendment, or deletion, accompanied by relevant supporting documentation.

Upon receiving your request, we will inform you within 30 business days, providing all necessary details. This notification will confirm either the completion of the requested correction, amendment, or deletion or an explanation of our decision not to proceed, including the reasons for such a determination.

SECURITY

At Networth Insurance Services, we implement sensible measures to safeguard your personal information and prevent unauthorized access or disclosure.

CHANGES TO THIS PRIVACY POLICY

Periodically, we may make updates to our Privacy Policy. Notification of any changes will be provided by posting the revised Privacy Policy on this page.